HMOs (Health Maintenance Organizations) are a form of health insurance that provide health care plans for people across the United States. They have a duty to treat policyholders fairly and to meet their expectations for quality medical care. Different from PPOs (Preferred Provider Organizations), however, HMOs limit options for a patient and keep costs low, which can unfortunately mean compromising the quality of care and failing to meet standards. They may even try to deny a patient’s claim.
Are You a Victim of Misconduct from Your Insurance Company?
Misconduct on the part of an HMO can mean various things, including:
• Delayed medical treatment
• Cutting off medical treatment early
• Providing only partial treatment for a patient
• Failure to inform patient of risks associated with treatments
• Providing inadequate training for staff
• Medical malpractice from HMO personnel
Any of the above can result in serious problems for patients, worst of which is the development of an illness or disease due to poor or insufficient care. Such misconduct can also place a financial burden on the victim, due to the cost of medical bills and potential loss in wages if he or she is unable to work.
Don’t Let Your HMO Take Advantage of You
Health insurance is not cheap. You pay your monthly dues, and expect your provider to uphold its end of the bargain. When your HMO fails to do so, it can be detrimental to your physical health and financial stability. If you have not received the care you paid for, and it resulted in injury or illness, you may be eligible for compensation. However, going up against a large corporation on your own may be difficult.
Trusted Malpractice Attorneys Can Help
Chances are, when you file a malpractice lawsuit against your insurance company, it will have a team of attorneys assisting them in the case. Do not go in it alone — contact an experienced law office that knows the ins and outs of the legal system. Shea Law Group serves clients in the Chicagoland area that have been victims of malpractice on the part of professionals they trusted. Get the representation and compensation you need and deserve for you damages and/or injuries. We can schedule a free initial consultation for you with one of our esteemed attorneys. Contact Shea Law Group today online or at 1-877-365-0040.