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Are Your Protected Against Underinsured and Uninsured Motorists?

Published on March 24th, 2011

All responsible drivers know how important it is to have car insurance for your vehicle. Not only does it serve as a form of support in case of an unexpected situation, but it’s also the law. It is illegal to drive without car insurance here in Illinois. Yet this law doesn’t seem to have an impact on the many drivers who choose to cruise the roads without insurance. When uninsured drivers get into car accidents, they have no financial support to help them pay for the damages caused by the accident. In this case, an auto accident lawyer is needed to help the victim get the compensation that they deserve.

 Most drivers who have been involved in a car accident know that the at-fault driver’s insurance company is responsible for covering the repair costs. But if the driver at fault does not have insurance, then there is nobody there to pay for the damages.

 Many insurance policies cover damages from uninsured motorists. You can check your policy to see if this coverage is part of your plan. However, the client is responsible for proving that the other driver was at-fault for the accident because of their negligence. Without this proof, your insurance company may be unwilling to cover all or any damages.

 An auto accident lawyer can help you collect your documentation in order to file your claim. They will be able to get a signed note from the other driver claiming fault, and they can tell you what else you’ll need to file a successful claim with your insurance company.

 The lawyers at Shea Law Group have years of experiencing helping victims of auto accidents get the compensation that they deserve. Our expert team can help prove that you were the victim of the other driver’s negligence and that your medical and repair costs deserve to be covered. We specialize in all types of law, including personal injury law, so you’ll feel safe knowing you have the best on your side. Contact us today for more information.


The materials available at this website are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Use and access to this website or any of the links contained within the site do not create an attorney-client relationship. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

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